As a person gets older things change. By things, I am referring to my body. When I was young, I never gave a thought to what it would be like when I got old. I was too busy enjoying my being young. What young person wants to waste their time thinking about what they are […]

I know I am not the sharpest pencil in the drawer, or the brightest bulb on the porch, and a few bricks shy of a load. However, my philosophy is simple, if you know what you are not, then you can soon figure out what you really are. If somebody can't con me, they can't […]

When renting a new place there are so many things to think about and arrange, so often times renters insurance does not make the list. In fact, only 41% of renters obtain renters insurance. Sometimes it is the amount of things already on the agenda that distract from the importance of renters insurance, but sometimes […]

I am not the kind of person that dabbles in luck. [Knock on wood.] When something looks like a good gamble to me, I run from it as fast as I can. If it looks too good to be true, believe me, it probably is not true. Luck has never been a friend of mine. […]

When I was in high school, I played on the volleyball team. During one practice session, I forgot to bring my sneakers. Not thinking much of it, I just played anyway. During the practice, I stepped forward to protect the player on the front line and when he jumped, he came down on my right […]